{"id":1366,"date":"2025-10-14T08:23:18","date_gmt":"2025-10-14T00:23:18","guid":{"rendered":"https:\/\/yesunshijir.mn\/privacy-policy-2\/"},"modified":"2025-10-14T08:35:46","modified_gmt":"2025-10-14T00:35:46","slug":"term-of-service","status":"publish","type":"page","link":"http:\/\/yesunshijir.mn\/en\/term-of-service\/","title":{"rendered":"Term of service"},"content":{"rendered":"<h3 data-start=\"488\" data-end=\"507\">1. Introduction<\/h3>\n<p data-start=\"508\" data-end=\"715\">Yesun Shijir Invest NBFC (\u201cwe,\u201d \u201cour,\u201d or \u201cthe Company\u201d) values your privacy and is committed to protecting your personal information in compliance with the <strong data-start=\"665\" data-end=\"712\">Law on Personal Data Protection of Mongolia<\/strong>.<\/p>\n<p data-start=\"717\" data-end=\"892\">This Privacy Policy explains how we collect, use, store, and safeguard your information when you use our <strong data-start=\"822\" data-end=\"844\">mobile application<\/strong> and <strong data-start=\"849\" data-end=\"860\">website<\/strong> (collectively, the \u201cServices\u201d).<\/p>\n<p data-start=\"894\" data-end=\"1010\">By using our Services, you consent to the collection and processing of your information as described in this Policy.<\/p>\n<hr data-start=\"1012\" data-end=\"1015\" \/>\n<h3 data-start=\"1017\" data-end=\"1046\">2. Information We Collect<\/h3>\n<p data-start=\"1047\" data-end=\"1111\">We may collect the following categories of personal information:<\/p>\n<ul data-start=\"1113\" data-end=\"1570\">\n<li data-start=\"1113\" data-end=\"1194\">\n<p data-start=\"1115\" data-end=\"1194\"><strong data-start=\"1115\" data-end=\"1143\">Personal Identification:<\/strong> Full name, national ID number, and date of birth<\/p>\n<\/li>\n<li data-start=\"1195\" data-end=\"1273\">\n<p data-start=\"1197\" data-end=\"1273\"><strong data-start=\"1197\" data-end=\"1221\">Contact Information:<\/strong> Phone number, email address, and physical address<\/p>\n<\/li>\n<li data-start=\"1274\" data-end=\"1367\">\n<p data-start=\"1276\" data-end=\"1367\"><strong data-start=\"1276\" data-end=\"1302\">Financial Information:<\/strong> Loan or investment details, account numbers, repayment records<\/p>\n<\/li>\n<li data-start=\"1368\" data-end=\"1480\">\n<p data-start=\"1370\" data-end=\"1480\"><strong data-start=\"1370\" data-end=\"1398\">Device &amp; Technical Data:<\/strong> IP address, browser type, operating system, device ID, and app usage statistics<\/p>\n<\/li>\n<li data-start=\"1481\" data-end=\"1570\">\n<p data-start=\"1483\" data-end=\"1570\"><strong data-start=\"1483\" data-end=\"1508\">Cookies and Tracking:<\/strong> For improving user experience and analytics (on web platform)<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"1572\" data-end=\"1692\">We do <strong data-start=\"1578\" data-end=\"1585\">not<\/strong> collect sensitive personal data (such as health or biometric data) unless required by law or user consent.<\/p>\n<hr data-start=\"1694\" data-end=\"1697\" \/>\n<h3 data-start=\"1699\" data-end=\"1733\">3. How We Use Your Information<\/h3>\n<p data-start=\"1734\" data-end=\"1754\">We use your data to:<\/p>\n<ul data-start=\"1755\" data-end=\"2055\">\n<li data-start=\"1755\" data-end=\"1804\">\n<p data-start=\"1757\" data-end=\"1804\">Verify your identity and process applications<\/p>\n<\/li>\n<li data-start=\"1805\" data-end=\"1860\">\n<p data-start=\"1807\" data-end=\"1860\">Provide NBFC services such as loans and investments<\/p>\n<\/li>\n<li data-start=\"1861\" data-end=\"1924\">\n<p data-start=\"1863\" data-end=\"1924\">Contact you regarding account activity, support, or updates<\/p>\n<\/li>\n<li data-start=\"1925\" data-end=\"1980\">\n<p data-start=\"1927\" data-end=\"1980\">Improve our products, services, and user experience<\/p>\n<\/li>\n<li data-start=\"1981\" data-end=\"2055\">\n<p data-start=\"1983\" data-end=\"2055\">Comply with legal and regulatory obligations (FRC and other authorities)<\/p>\n<\/li>\n<\/ul>\n<hr data-start=\"2057\" data-end=\"2060\" \/>\n<h3 data-start=\"2062\" data-end=\"2095\">4. Legal Basis for Processing<\/h3>\n<p data-start=\"2096\" data-end=\"2126\">We process your data based on:<\/p>\n<ul data-start=\"2127\" data-end=\"2409\">\n<li data-start=\"2127\" data-end=\"2198\">\n<p data-start=\"2129\" data-end=\"2198\"><strong data-start=\"2129\" data-end=\"2145\">User consent<\/strong> when you submit information via our app or website<\/p>\n<\/li>\n<li data-start=\"2199\" data-end=\"2258\">\n<p data-start=\"2201\" data-end=\"2258\"><strong data-start=\"2201\" data-end=\"2226\">Contractual necessity<\/strong> to provide financial services<\/p>\n<\/li>\n<li data-start=\"2259\" data-end=\"2335\">\n<p data-start=\"2261\" data-end=\"2335\"><strong data-start=\"2261\" data-end=\"2282\">Legal obligations<\/strong> under Mongolian financial and data protection laws<\/p>\n<\/li>\n<li data-start=\"2336\" data-end=\"2409\">\n<p data-start=\"2338\" data-end=\"2409\"><strong data-start=\"2338\" data-end=\"2362\">Legitimate interests<\/strong> to improve service quality and ensure security<\/p>\n<\/li>\n<\/ul>\n<hr data-start=\"2411\" data-end=\"2414\" \/>\n<h3 data-start=\"2416\" data-end=\"2449\">5. Data Storage and Retention<\/h3>\n<p data-start=\"2450\" data-end=\"2622\">Your personal data is stored securely in <strong data-start=\"2491\" data-end=\"2503\">Mongolia<\/strong> or other jurisdictions approved under data protection regulations.<br data-start=\"2570\" data-end=\"2573\" \/>We retain your data only as long as necessary to:<\/p>\n<ul data-start=\"2623\" data-end=\"2748\">\n<li data-start=\"2623\" data-end=\"2660\">\n<p data-start=\"2625\" data-end=\"2660\">Fulfill the purpose of collection<\/p>\n<\/li>\n<li data-start=\"2661\" data-end=\"2705\">\n<p data-start=\"2663\" data-end=\"2705\">Comply with financial recordkeeping laws<\/p>\n<\/li>\n<li data-start=\"2706\" data-end=\"2748\">\n<p data-start=\"2708\" data-end=\"2748\">Resolve disputes or enforce agreements<\/p>\n<\/li>\n<\/ul>\n<hr data-start=\"2750\" data-end=\"2753\" \/>\n<h3 data-start=\"2755\" data-end=\"2789\">6. Data Sharing and Disclosure<\/h3>\n<p data-start=\"2790\" data-end=\"2825\">We may share your information with:<\/p>\n<ul data-start=\"2826\" data-end=\"3033\">\n<li data-start=\"2826\" data-end=\"2903\">\n<p data-start=\"2828\" data-end=\"2903\">Authorized financial partners or regulators (e.g., FRC, Bank of Mongolia)<\/p>\n<\/li>\n<li data-start=\"2904\" data-end=\"2990\">\n<p data-start=\"2906\" data-end=\"2990\">Service providers (IT, hosting, payment gateways) under confidentiality agreements<\/p>\n<\/li>\n<li data-start=\"2991\" data-end=\"3033\">\n<p data-start=\"2993\" data-end=\"3033\">Legal authorities when required by law<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"3035\" data-end=\"3084\">We <strong data-start=\"3038\" data-end=\"3052\">never sell<\/strong> personal data to third parties.<\/p>\n<hr data-start=\"3086\" data-end=\"3089\" \/>\n<h3 data-start=\"3091\" data-end=\"3125\">7. Cookies (Web Platform Only)<\/h3>\n<p data-start=\"3126\" data-end=\"3270\">Our website uses cookies for analytics and security. You may disable cookies through your browser, but some features may not function correctly.<\/p>\n<hr data-start=\"3272\" data-end=\"3275\" \/>\n<h3 data-start=\"3277\" data-end=\"3295\">8. User Rights<\/h3>\n<p data-start=\"3296\" data-end=\"3339\">Under Mongolian law, you have the right to:<\/p>\n<ul data-start=\"3340\" data-end=\"3553\">\n<li data-start=\"3340\" data-end=\"3380\">\n<p data-start=\"3342\" data-end=\"3380\">Access and review your personal data<\/p>\n<\/li>\n<li data-start=\"3381\" data-end=\"3434\">\n<p data-start=\"3383\" data-end=\"3434\">Request correction or deletion of inaccurate data<\/p>\n<\/li>\n<li data-start=\"3435\" data-end=\"3475\">\n<p data-start=\"3437\" data-end=\"3475\">Withdraw consent for data processing<\/p>\n<\/li>\n<li data-start=\"3476\" data-end=\"3553\">\n<p data-start=\"3478\" data-end=\"3553\">Submit complaints to the <strong data-start=\"3503\" data-end=\"3553\">Personal Data Protection Authority of Mongolia<\/strong><\/p>\n<\/li>\n<\/ul>\n<p data-start=\"3555\" data-end=\"3616\">Requests can be made by contacting us (see Section 10 below).<\/p>\n<hr data-start=\"3618\" data-end=\"3621\" \/>\n<h3 data-start=\"3623\" data-end=\"3643\">9. Data Security<\/h3>\n<p data-start=\"3644\" data-end=\"3876\">We apply administrative, technical, and physical security measures to protect your information against unauthorized access, alteration, disclosure, or destruction.<br data-start=\"3807\" data-end=\"3810\" \/>These include data encryption, access control, and secure servers.<\/p>\n<hr data-start=\"3878\" data-end=\"3881\" \/>\n<h3 data-start=\"3883\" data-end=\"3910\">10. Contact Information<\/h3>\n<p data-start=\"3911\" data-end=\"4003\">If you have any questions or requests regarding this Privacy Policy, please contact us at:<\/p>\n<p data-start=\"4005\" data-end=\"4133\">\ud83d\udce7 <strong data-start=\"4008\" data-end=\"4018\">Email:<\/strong> [insert email address]<br data-start=\"4041\" data-end=\"4044\" \/>\ud83d\udcde <strong data-start=\"4047\" data-end=\"4057\">Phone:<\/strong> [insert phone number]<br data-start=\"4079\" data-end=\"4082\" \/>\ud83c\udfe2 <strong data-start=\"4085\" data-end=\"4097\">Address:<\/strong> [insert company registered address]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>1. Introduction Yesun Shijir Invest NBFC (\u201cwe,\u201d \u201cour,\u201d or \u201cthe Company\u201d) values your privacy and is committed to protecting your [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":"","beyondwords_generate_audio":"1","beyondwords_integration_method":"","beyondwords_project_id":"47787","beyondwords_content_id":"5f8b76b8-93bb-42de-9a28-58b1cdfc48e1","beyondwords_preview_token":"80ed9298-ec65-42d9-85a8-9efbf788da8a","beyondwords_player_content":"","beyondwords_player_style":"standard","beyondwords_language_code":"mn_MN","beyondwords_language_id":"","beyondwords_title_voice_id":"2113","beyondwords_body_voice_id":"2113","beyondwords_summary_voice_id":"2113","beyondwords_error_message":"","beyondwords_disabled":"","beyondwords_delete_content":"","beyondwords_podcast_id":"","beyondwords_hash":"","publish_post_to_speechkit":"","speechkit_hash":"","speechkit_generate_audio":"","speechkit_project_id":"","speechkit_podcast_id":"","speechkit_error_message":"","speechkit_disabled":"","speechkit_access_key":"","speechkit_error":"","speechkit_info":"","speechkit_response":"","speechkit_retries":"","speechkit_status":"","speechkit_updated_at":"","_speechkit_link":"","_speechkit_text":""},"class_list":["post-1366","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"http:\/\/yesunshijir.mn\/en\/wp-json\/wp\/v2\/pages\/1366","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/yesunshijir.mn\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"http:\/\/yesunshijir.mn\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"http:\/\/yesunshijir.mn\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/yesunshijir.mn\/en\/wp-json\/wp\/v2\/comments?post=1366"}],"version-history":[{"count":1,"href":"http:\/\/yesunshijir.mn\/en\/wp-json\/wp\/v2\/pages\/1366\/revisions"}],"predecessor-version":[{"id":1368,"href":"http:\/\/yesunshijir.mn\/en\/wp-json\/wp\/v2\/pages\/1366\/revisions\/1368"}],"wp:attachment":[{"href":"http:\/\/yesunshijir.mn\/en\/wp-json\/wp\/v2\/media?parent=1366"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}